At Finesse My Credit, I use IdentityIQ to assess your credit report. You can sign up for a $1 trial by clicking here. I only remove inquiries not attached to open accounts, and the timeframe is less than 15 days, with Experian often being same-day or within 24-72 hours.

Step-by-Step Process

Step 1: Free Consultation

• During our free consultation, we’ll discuss your credit report and identify which inquiries can be removed. This initial review will give you a clear understanding of the process and what to expect.
  

Step 2: Inquiry Analysis

• I will thoroughly review your credit report using IdentityIQ. I’ll identify the hard inquiries that are not linked to any open accounts and can be removed. This detailed analysis ensures we target the right inquiries for removal.
  

Step 3: Dispute Preparation

• I will prepare the necessary dispute letters and handle all communication with the credit bureaus on your behalf. My expertise ensures that the dispute process is handled efficiently and effectively.
  

Step 4: Results

• You can expect to see results in less than 15 days. For Experian, results can often be seen the same day or within 24-72 hours. I’ll keep you updated throughout the process and ensure you know what to expect at each step.
  

Let’s get started on improving your credit profile and opening up new financial opportunities for you—fast and effectively!

Types of Inquiries Removed

I can help you remove various types of hard inquiries, including:

• Unauthorized Inquiries: Inquiries made without your consent or knowledge.
  
• Obsolete Inquiries: Inquiries that should no longer be on your credit report due to their age or other factors.
  
• Duplicate Inquiries: Multiple inquiries from the same creditor within a short time frame that can be consolidated.
  

Pricing and Packages

I offer a range of service packages to meet your needs, based on the number of inquiries you need removed and the level of service you require.

Basic Package:

• Price: $149
  
• Includes: Removal of up to 3 hard inquiries
  
• Features: Full inquiry analysis and dispute preparation
  

Standard Package:

• Price: $249
  
• Includes: Removal of up to 5 hard inquiries
  
• Features: Full inquiry analysis, dispute preparation, and expedited service
  

Premium Package:

• Price: $349
  
• Includes: Removal of up to 10 hard inquiries
  
• Features: Full inquiry analysis, dispute preparation, expedited service, and follow-up consultation
  

Ultimate Package:

• Price: $699
  
• Includes: Removal of up to 40 hard inquiries
  
• Features: Full inquiry analysis, dispute preparation, expedited service, follow-up consultations, and ongoing support
  

I pride myself on delivering exceptional results for my clients. Here’s why you should choose us for your inquiry removal needs:

Experience and Expertise

With years of experience in credit repair, I have honed my skills to ensure a 100% success rate in removing hard inquiries. My knowledge and expertise allow me to navigate the complexities of credit reports and dispute processes effectively.

Customer Testimonials

Don't just take my word for it—here are a few testimonials from satisfied clients:

• Clyde: "Tina was amazing! She removed all the unwanted inquiries from my credit report, and my score improved significantly. Highly recommend!"
  
• Andrew: "The process was smooth and efficient. Tina kept me updated throughout, and the results were better than I expected. Thank you!"
  
• Val: "I was skeptical at first, but Tina delivered on her promise. My inquiries were gone in less than a week. I'm so grateful!"
  

Please see screenshots of text conversations and results from clients to prove the effectiveness of my services.

Guarantee

I am confident in my ability to help you, which is why I offer a money-back guarantee. If I can't remove your inquiries, you get your money back—no questions asked.

FAQs

What is a hard inquiry? A hard inquiry occurs when a lender checks your credit report as part of their decision-making process. Too many hard inquiries can negatively impact your credit score.

How long does it take to remove an inquiry? Typically, it takes less than 15 days to remove an inquiry. For Experian, results can often be seen the same day or within 24-72 hours.

Will removing inquiries improve my credit score? Yes, removing unauthorized or unnecessary hard inquiries can improve your credit score by reducing the number of recent inquiries on your report.

How do I know if I have unauthorized inquiries? During our inquiry analysis, I will help you identify and verify each inquiry on your credit report to determine if they are unauthorized and should be removed.

Let’s work together to remove those hard inquiries and enhance your credit profile quickly and efficiently.